Bank ATM Transactions

Banking in Shimane  

The biggest bank in Shimane is the Sanin Goudo Bank, or Gougin (Little Grey Rabbit), which has more branches and ATMs than any other.  Your bank account will be used primarily for automatic bill payments and direct deposit of your salary.  Outside of the Sanin Region (Shimane and Tottori), finding a bank machine with access to your account can be exceedingly difficult.  Post office accounts are much more convenient in this regard, with branches all across the country.  Plus you can send money home very cheaply and easily from post office branches (whether you have a post office account or not) – just say ” kokusai yubin kawase, onegaishimasu” (国際郵便為替をお願いします).

Typical banking hours are from 9am to 3pm weekdays, 9am to 12pm on Saturdays, closed on Sundays and holidays.  Japanese ATMs are not open 24 hours a day.  Most ATMs are open from 9am to 7pm weekdays and 9am to 5pm on weekends and holidays.  The following are explanations based off of Sanin Godo Ginko’s information.

WITHDRAWLS

Withdrawls can be made in bills and not coins.

1.  Press お引き出し (Withdrawl) on the touch-screen.

2.  Open your account book and insert it into 通帳記入 (account book slot)

3.  If you do not have your account book with you, insert your ATM card into カード入り口 (card slot)

4.  Enter your 4-digit personal identification number.

5.  Enter the amount you wish to withdrawl and then press (yen) =1000 and= 10,000

6.  Check the amount of your withdrawl on the screen.  If it is correct, press 確認 (verify).  If it is incorrect, press 取消 (cancel).

7.  Remove your account book and/or ATM card. (A Statement will be provided if you are using an ATM card only).

8.  Remove your money from the dispenser.

DEPOSITS

Deposits can only be made in bills and not coins.

1.  Press お預け入れ (deposit) on the touch screen

2.  Open your account book and insert it into 通帳記口 (account book slot)

3.  If you do not have your account book with you, insert your ATM card into カード入り口 (card slot)

4.  Align the edges of the bills and place them into the dispenser and press ふた閉(close).

5.  Check the amount of your deposit on the screen.  If it is correct, press 確認 (verify).  If it is incorrect, press 取消 (cancel).

VIEW BALANCE STATEMENT

1.  Press 残高証明 (balance statement) on the touch screen

2.  Insert your ATM card into カード入り口(card slot)

3.  Enter your 4-digit personal identification number

4.  Remove your card.

UPDATE ACCOUNT BOOK

1.  Press 通帳記入 (account book update) on the touch-screen.

2.  Open your account book to the most current page and insert it into 通帳記口 (account book slot)

3.  Remove your account book.

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ATM Vocabulary

  1. お引出し-おひきだし: Ohikidashi- Withdrawal.

  2. お預入れ-おあずけいれ: Oazukeire- Deposit

  3. 残高照会-ざんだかしょうかい:Zandaka-Shoukai- Balance Inquiry

  4. お振込み-おふりこみ: Ofurikomi-Money Transfer (from your bank account)

  5. 通帳記入-つうちょうきにゅう: Tsuchoukinyuu-Passbook/Bankbook Update

     

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